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Financial Aid

Centennial Bank helps take a lot of the stress and guesswork out of student finances, offering loans to get you to school and banking products to help you pay for things while you’re there. 

The bank’s Smart Option Student Loan® for Centennial Bank by Sallie Mae® is available to borrowers attending degree-granting institutions. The loan is an ideal solution to help pay for college expenses not covered by scholarships and federal loans, offering competitive interest rates and not one, but three great repayment options to fit your budget – Deferred Repayment, Fixed Repayment or Interest Repayment options. 

Check out Centennial Banks Smart Option Student LoanĀ® .
Benefits of the Smart Option Student Loan® for Centennial Bank include a choice of competitive, variable rates for undergraduate students from 2.50 percent APR to 9.59 percent APR. The program also has a fixed interest rate option, from 5.74 percent APR to 11.85 percent APR. Students using automatic debit for making scheduled monthly payments can receive a 0.25 percentage point interest rate reduction. By paying on time, students earn a Smart Reward® in their Upromise® account of 2 percent of scheduled monthly in-school payments while in school with the Interest and Fixed Repayment Options.

Once you get to school, Centennial’s VIP Checking account is the perfect solution for students, offering  no monthly service fees or minimum required balance; free online banking and basic internet bill pay; free e-statements to track your debits and credits and free nationwide ATMs for when you’re away from home. You can even do your banking over your smartphone with the free* Centennial Bank app, available through Apple Store or Google Play.

To top things off, the account comes with a free** instant-issue debit card included; if you lose or damage your card, get it replaced while you wait in any Centennial Bank location. Plus, you can show your school spirit by choosing one of a number of Arkansas college and university logos and mascots for your card. 

Centennial Bank can’t promise your school a winning season, but with a full line of banking products and services, you’re sure to score great rates and helpful financial advice during your college years.n


* Message and data rates may apply.

   Restrictions may apply.

**Must be a Centennial Bank customer to receive

   a debit card. Replacement fees may apply.


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